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What's in your wallet?: implications for global e-wallet design

Published: 02 April 2005 Publication History

Abstract

As part of a comparative ethnographic study of everyday life of young professionals in London, Los Angeles, and Tokyo, we conducted a detailed survey of wallets and their contents, through photographs, interviews, diary studies, and observation. Despite prominent differences in culture and lifestyle, there were remarkable similarities across all three sites in terms of what wallets contained and how they were used. Individuals arrived at similar (if imperfect) solutions to common problems of temptation management and access control, identity management and partitioning, and collecting tokens of affiliation and history. Our findings suggest that future electronic wallets (e-wallets), whether physical devices or distributed functionalities, will be able to capitalize on these existing patterns, solve some of the existing problems, and encounter new challenges. Furthermore, they frame the potential value of e-wallets in a broader context than traditional concerns over privacy, security, and efficiency.

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Cited By

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  • (2024)A digital wallet experience evaluation using a Self-concept based methodHuman Factors in Design10.5965/231679631325202407613:25(76-91)Online publication date: 12-Sep-2024
  • (2019)Examining the use and non-use of mobile payment systems for merchant payments in IndiaProceedings of the 2nd ACM SIGCAS Conference on Computing and Sustainable Societies10.1145/3314344.3332499(1-12)Online publication date: 3-Jul-2019
  • (2005)Mobile essentialsProceedings of the 2005 conference on Designing for User eXperience10.5555/1138235.1138301(57-es)Online publication date: 3-Nov-2005
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    cover image ACM Conferences
    CHI EA '05: CHI '05 Extended Abstracts on Human Factors in Computing Systems
    April 2005
    1358 pages
    ISBN:1595930027
    DOI:10.1145/1056808
    Permission to make digital or hard copies of all or part of this work for personal or classroom use is granted without fee provided that copies are not made or distributed for profit or commercial advantage and that copies bear this notice and the full citation on the first page. Copyrights for components of this work owned by others than ACM must be honored. Abstracting with credit is permitted. To copy otherwise, or republish, to post on servers or to redistribute to lists, requires prior specific permission and/or a fee. Request permissions from [email protected]

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    Published: 02 April 2005

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    Author Tags

    1. e-wallets
    2. ethnography
    3. globalization
    4. mobility
    5. ubiquitous computing
    6. urban computing
    7. user-centered design

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    View all
    • (2024)A digital wallet experience evaluation using a Self-concept based methodHuman Factors in Design10.5965/231679631325202407613:25(76-91)Online publication date: 12-Sep-2024
    • (2019)Examining the use and non-use of mobile payment systems for merchant payments in IndiaProceedings of the 2nd ACM SIGCAS Conference on Computing and Sustainable Societies10.1145/3314344.3332499(1-12)Online publication date: 3-Jul-2019
    • (2005)Mobile essentialsProceedings of the 2005 conference on Designing for User eXperience10.5555/1138235.1138301(57-es)Online publication date: 3-Nov-2005
    • (2005)Living for the global cityProceedings of the 7th international conference on Ubiquitous Computing10.1007/11551201_16(269-286)Online publication date: 11-Sep-2005

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