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A fair e-cash payment scheme based on credit

Published: 15 August 2005 Publication History

Abstract

A new fair e-cash payment scheme based on credit is present in this paper. In the scheme, an overdraft credit certificate is issued to user by bank. Using the overdraft credit certificate, user can produce e-cash himself to pay in exchanges. Merchant can verify the e-cash received from user. Bank can make a fair dispute resolution when there is a dissension between user and merchant. It can avoid the problem of partition e-cash for changes, prevent from reusing e-cash and faking e-cash. It fits justice, anonymity, non-deny and impartiality.

References

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Chaum D., Fiat A, Naor M. Untraceable electronic cash{A}. Advances in cryptology, proc CRYPTO'88{C}. Springer-Verlag, 1990. 319 --327.
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Brands S. An Efficient Off-line Electronic Cash System Based on the Representation Problem{R}. Report CS-R9323, Centrumvoor Wiskundeen Informatica, March 1993.
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Brands S. Untraceable off-line cash in wallet with observers{A}. Advances in Cryptology, Proc CRYPTO'93 {C}. Springer-Verlag, 1993.302 --318.
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Ferguson N. Single-term off-line coins{A}. Advances in Cryptology, Proc EUROCRYPT'93{C}. Springer-Verlag, 1994.318 --328.
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Franklin M., Yung M. Towards Provably Secure Efficient Electronic Cash{R}. Report CUCS-018-92, Columbia University, Department of Computer Science, 1992.
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Wang Shaobin, Hong Fan, Zhu Xian. Optimistic Fair-exchange Protocols Based on DSA Signatures. 2004 IEEE International Conference on Services Computing, published by IEEE Computer Society, 2004, p 498--501.

Cited By

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  • (2009)Buyer-seller watermarking protocols with off-line trusted third partiesInternational Journal of Ad Hoc and Ubiquitous Computing10.1504/IJAHUC.2009.0219124:1(36-43)Online publication date: 1-Dec-2009

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cover image ACM Other conferences
ICEC '05: Proceedings of the 7th international conference on Electronic commerce
August 2005
957 pages
ISBN:1595931120
DOI:10.1145/1089551
  • Conference Chairs:
  • Qi Li,
  • Ting-Peng Liang
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Association for Computing Machinery

New York, NY, United States

Publication History

Published: 15 August 2005

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Author Tags

  1. e-cash
  2. impartiality
  3. justice
  4. off-line payment
  5. overdraft credit

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Overall Acceptance Rate 150 of 244 submissions, 61%

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Cited By

View all
  • (2009)Buyer-seller watermarking protocols with off-line trusted third partiesInternational Journal of Ad Hoc and Ubiquitous Computing10.1504/IJAHUC.2009.0219124:1(36-43)Online publication date: 1-Dec-2009

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