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Lenders, borrowers and fellows: personal narrative and social entrepreneurship in online microfinance

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OZCHI '09: Proceedings of the 21st Annual Conference of the Australian Computer-Human Interaction Special Interest Group: Design: Open 24/7

Pages 293 - 296

https://doi.org/10.1145/1738826.1738878

Published: 23 November 2009 Publication History

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Abstract

Online microfinance promotes and encourages entrepreneurship as well as creating informal relationships between lenders and clients using social networking technologies. While much of the existing literature describes the quantitative success of online microfinance, little attention has been given to the social processes through which this has been achieved. This short discussion will take an interdisciplinary approach, focusing on the role of narrative production in facilitating relationships between online lenders in more affluent countries and client entrepreneurs in developing countries, using experience drawn from initial fieldwork conducted in Cambodia. Better understanding the relationships between online lenders, clients and the intermediaries who document the activities of client entrepreneurs may be useful in the design, modification or implementation of effective technologies to better enable all actors in the delivery of online microfinance services.

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Flannery, Matt, 2007, 'Kiva and the Birth of Person-to-Person Microfinance', Innovations, Winter and Spring

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Cited By

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Gao ZGuo ZTang Q(2022)How do monetary incentives influence giving? An empirical investigation of matching subsidies on kivaInformation Systems and e-Business Management10.1007/s10257-021-00515-620:2(303-324)Online publication date: 1-Jun-2022
https://dl.acm.org/doi/10.1007/s10257-021-00515-6
Feller JGleasure RTreacy S(2017)Information Sharing and User Behavior in Internet-enabled Peer-to-peer Lending Systems: An Empirical StudyJournal of Information Technology10.1057/jit.2016.132:2(127-146)Online publication date: 1-Jun-2017
https://doi.org/10.1057/jit.2016.1
Millen DPinhanez CKaye JBianchi SVines JCosley DForte ACiolfi LMcDonald D(2015)Collaboration and Social Computing in Emerging Financial ServicesProceedings of the 18th ACM Conference Companion on Computer Supported Cooperative Work & Social Computing10.1145/2685553.2685562(309-312)Online publication date: 28-Feb-2015
https://dl.acm.org/doi/10.1145/2685553.2685562

Index Terms

Lenders, borrowers and fellows: personal narrative and social entrepreneurship in online microfinance
1. Applied computing
  1. Electronic commerce
  2. Enterprise computing
2. Human-centered computing
  1. Human computer interaction (HCI)

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OZCHI '09: Proceedings of the 21st Annual Conference of the Australian Computer-Human Interaction Special Interest Group: Design: Open 24/7

November 2009

445 pages

ISBN:9781605588544

DOI:10.1145/1738826

Conference Chair:
Marcus Foth
Queensland University of Technology
,
Program Chairs:
Jesper Kjeldskov
Aalborg University
,
Jeni Paay
CSIRO

Permission to make digital or hard copies of all or part of this work for personal or classroom use is granted without fee provided that copies are not made or distributed for profit or commercial advantage and that copies bear this notice and the full citation on the first page. Copyrights for components of this work owned by others than ACM must be honored. Abstracting with credit is permitted. To copy otherwise, or republish, to post on servers or to redistribute to lists, requires prior specific permission and/or a fee. Request permissions from [email protected]

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Association for Computing Machinery

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Published: 23 November 2009

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OZCHI '09

OZCHI '09: Proceedings of the 21st conference of the computer-human interaction special interest group of Australia on Computer-human interaction: design

November 23 - 27, 2009

Melbourne, Australia

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OZCHI '09 Paper Acceptance Rate 32 of 60 submissions, 53%;

Overall Acceptance Rate 362 of 729 submissions, 50%

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Gao ZGuo ZTang Q(2022)How do monetary incentives influence giving? An empirical investigation of matching subsidies on kivaInformation Systems and e-Business Management10.1007/s10257-021-00515-620:2(303-324)Online publication date: 1-Jun-2022
https://dl.acm.org/doi/10.1007/s10257-021-00515-6
Feller JGleasure RTreacy S(2017)Information Sharing and User Behavior in Internet-enabled Peer-to-peer Lending Systems: An Empirical StudyJournal of Information Technology10.1057/jit.2016.132:2(127-146)Online publication date: 1-Jun-2017
https://doi.org/10.1057/jit.2016.1
Millen DPinhanez CKaye JBianchi SVines JCosley DForte ACiolfi LMcDonald D(2015)Collaboration and Social Computing in Emerging Financial ServicesProceedings of the 18th ACM Conference Companion on Computer Supported Cooperative Work & Social Computing10.1145/2685553.2685562(309-312)Online publication date: 28-Feb-2015
https://dl.acm.org/doi/10.1145/2685553.2685562

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ICT and social entrepreneurship: implications of change making for the future ICT workforce

What ecosystem model to support the creation of social innovation technopoles?

Bridging Institutional Entrepreneurship and the Creation of New Organizational Forms: A Multilevel Model

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